Personal Loans · Scranton, Pennsylvania
5 credit unions in Scranton report personal loan rates to the NCUA. Rates range from 10.00% to 13.99%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
10.00%
Lowest Rate
11.73%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CMC-FCPI EMPLOYEES ★ 3.7 · 6 reviews | 10.00% | 9.99% |
| 2 | SCRANTON DOWNTOWN ★ 4.9 · 7 reviews | 11.00% | 12.90% |
| 3 | PENN EAST ★ 3.8 · 73 reviews | 11.65% | 12.99% |
| 4 | SPOJNIA | 12.00% | — |
| 5 | NET ★ 4.0 · 124 reviews | 13.99% | 13.99% |
If you have high-rate credit card balances, a personal loan from a Scranton credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.