Credit Cards · Greenwood, South Carolina
2 credit unions in Greenwood report credit card APRs to the NCUA. Rates range from 7.99% to 9.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
7.99%
Lowest Card APR
8.99%
City Average APR
2 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | TRU ★ 4.0 · 13 reviews | 7.99% | 16.25% |
| 2 | NEIGHBORS UNITED ★ 3.5 · 60 reviews | 9.99% | 10.72% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Greenwood could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Greenwood credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.