Auto Loans · Greenwood, South Carolina
4 credit unions in Greenwood report car loan rates to the NCUA. Rates range from 1.99% to 5.08%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
1.99%
Lowest New Car Rate
4.05%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | TRU ★ 4.0 · 13 reviews | 1.99% | 3.74% |
| 2 | EMERALD CREDIT ASSOCIATION ★ 4.5 · 8 reviews | 4.17% | 6.64% |
| 3 | SELF MEMORIAL HOSPITAL ★ 3.6 · 28 reviews | 4.95% | 5.87% |
| 4 | NEIGHBORS UNITED ★ 3.5 · 60 reviews | 5.08% | 6.44% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | TRU ★ 4.0 · 13 reviews | 3.74% | 1.99% |
| 2 | SELF MEMORIAL HOSPITAL ★ 3.6 · 28 reviews | 5.87% | 4.95% |
| 3 | NEIGHBORS UNITED ★ 3.5 · 60 reviews | 6.44% | 5.08% |
| 4 | EMERALD CREDIT ASSOCIATION ★ 4.5 · 8 reviews | 6.64% | 4.17% |
A pre-approval from a Greenwood credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Greenwood in the same window and take the best offer.
See member reviews, branch locations, and full rate details.