Credit Cards · Abilene, Texas
4 credit unions in Abilene report credit card APRs to the NCUA. Rates range from 8.90% to 10.32%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
8.90%
Lowest Card APR
9.80%
City Average APR
4 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | COMMUNITIES OF ABILENE ★ 4.1 · 110 reviews | 8.90% | 8.00% |
| 2 | FIRST WATCH ★ 3.4 · 29 reviews | 9.99% | 10.05% |
| 3 | FIRST PRIORITY ★ 4.5 · 17 reviews | 9.99% | 11.24% |
| 4 | ABILENE TEACHERS ★ 4.5 · 136 reviews | 10.32% | 8.92% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Abilene could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Abilene credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.