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Credit Cards · Port Arthur, Texas

Best Credit Union Credit Card Rates in Port Arthur, Texas

2 credit unions in Port Arthur report credit card APRs to the NCUA. Rates range from 9.37% to 9.90%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

9.37%

Lowest Card APR

9.64%

City Average APR

Credit Card APRs — Port Arthur, Texas

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1PORT ARTHUR COMMUNITY

★ 3.8 · 20 reviews

9.37%12.47%
2PORT ARTHUR TEACHERS

★ 4.7 · 9 reviews

9.90%11.98%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Port Arthur could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Port Arthur credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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