M

Credit Cards · Norfolk, Virginia

Best Credit Union Credit Card Rates in Norfolk, Virginia

2 credit unions in Norfolk report credit card APRs to the NCUA. Rates range from 8.20% to 12.00%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

8.20%

Lowest Card APR

10.10%

City Average APR

Credit Card APRs — Norfolk, Virginia

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1SUMMIT HAMPTON ROADS

★ 3.3 · 3 reviews

8.20%17.00%
2NORFOLK FIRE DEPARTMENT

★ 5.0 · 10 reviews

12.00%18.00%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Norfolk could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Norfolk credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in Norfolk

Best Car Loan Rates →Best Personal Loan Rates →All of Virginia →

Browse All Credit Unions in Norfolk

See member reviews, branch locations, and full rate details.

Credit Unions in Norfolk →All of Virginia →