Personal Loans · Norfolk, Virginia
4 credit unions in Norfolk report personal loan rates to the NCUA. Rates range from 12.00% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
12.00%
Lowest Rate
16.00%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | IBEW LOCAL UNION 80 ★ 5.0 · 5 reviews | 12.00% | — |
| 2 | PORT OF HAMPTON ROADS ILA | 17.00% | — |
| 3 | SUMMIT HAMPTON ROADS ★ 3.3 · 3 reviews | 17.00% | 8.20% |
| 4 | NORFOLK FIRE DEPARTMENT ★ 5.0 · 10 reviews | 18.00% | 12.00% |
If you have high-rate credit card balances, a personal loan from a Norfolk credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.