Credit Cards · Cheyenne, Wyoming
6 credit unions in Cheyenne report credit card APRs to the NCUA. Rates range from 8.99% to 13.75%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
8.99%
Lowest Card APR
11.52%
City Average APR
6 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | FIRST EDUCATION ★ 4.2 · 53 reviews | 8.99% | 11.49% |
| 2 | CHEYENNE-LARAMIE COUNTY EMPLOYEES ★ 4.4 · 10 reviews | 9.00% | 11.39% |
| 3 | MERIDIAN TRUST ★ 3.9 · 67 reviews | 11.75% | 13.47% |
| 4 | WESTERN VISTA ★ 2.5 · 27 reviews | 12.75% | 17.00% |
| 5 | WYHY ★ 3.5 · 131 reviews | 12.90% | 12.45% |
| 6 | BLUE ★ 3.7 · 114 reviews | 13.75% | 17.99% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Cheyenne could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Cheyenne credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.