Personal Loans · Cheyenne, Wyoming
6 credit unions in Cheyenne report personal loan rates to the NCUA. Rates range from 11.39% to 17.99%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
11.39%
Lowest Rate
13.97%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CHEYENNE-LARAMIE COUNTY EMPLOYEES ★ 4.4 · 10 reviews | 11.39% | 9.00% |
| 2 | FIRST EDUCATION ★ 4.2 · 53 reviews | 11.49% | 8.99% |
| 3 | WYHY ★ 3.5 · 131 reviews | 12.45% | 12.90% |
| 4 | MERIDIAN TRUST ★ 3.9 · 67 reviews | 13.47% | 11.75% |
| 5 | WESTERN VISTA ★ 2.5 · 27 reviews | 17.00% | 12.75% |
| 6 | BLUE ★ 3.7 · 114 reviews | 17.99% | 13.75% |
If you have high-rate credit card balances, a personal loan from a Cheyenne credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.