Personal Loans · Mobile, Alabama
9 credit unions in Mobile report personal loan rates to the NCUA. Rates range from 7.40% to 16.11%.
Updated Q1 2026 · NCUA Call Report data
9
CUs Reporting Rates
7.40%
Lowest Rate
12.31%
City Average Rate
9 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | UNIVERSITY OF SOUTH ALABAMA ★ 3.6 · 30 reviews | 7.40% | 8.90% |
| 2 | MOBILE EDUCATORS ★ 4.0 · 20 reviews | 10.00% | 10.00% |
| 3 | GULF COAST ★ 3.6 · 16 reviews | 11.99% | 11.99% |
| 4 | THE INFIRMARY ★ 4.3 · 24 reviews | 12.15% | 9.99% |
| 5 | MOBILE POSTAL ★ 4.9 · 19 reviews | 12.96% | — |
| 6 | NEW HORIZONS ★ 4.7 · 411 reviews | 12.99% | 8.90% |
| 7 | MOBILE GOVERNMENT EMP. | 13.50% | — |
| 8 | BLUE FLAME ★ 4.5 · 21 reviews | 13.68% | — |
| 9 | AZALEA CITY ★ 4.5 · 22 reviews | 16.11% | 12.62% |
If you have high-rate credit card balances, a personal loan from a Mobile credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.