GULF COAST is an NCUA-insured credit union located in MOBILE, AL. New auto loan rates from 6.70% APR. Google rating: 3.6 out of 5 from 16 reviews.

Gulf Coast

1001 SPRINGHILL AVE, Mobile, AL 36604

NCUA Insured3.6 (16 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Mobile, AL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1951

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1001 SPRINGHILL AVE

Mobile, AL 36604

Google Maps 🗺Waze

(251) 438-7464

Service Area

This credit union is located in Mobile and serves members in the AL area. Currently serving 4,792 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

6.70%

Used Auto Loan

13.90%

Personal Loan

11.99%

Credit Card APR

11.99%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AL

Lowest rates currently reported by credit unions in AL (NCUA Q1 2026).

North Alabama Papermakers— New Auto Loan

Stevenson, AL

2.36%

Alatrust— Used Auto Loan

Hoover, AL

2.99%

All in— Personal Loan

Daleville, AL

5.06%

Eco— Credit Card APR

Birmingham, AL

7.24%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Compare Rates in Mobile

See how GULF COAST stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Mobile →Best Personal Loan Rates in Mobile →Best Credit Card Rates in Mobile →All Credit Unions in Mobile →

Member Reviews

3.6

16 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Darnesha G

3 months ago

These people always unprofessional and rude I will be withdrawing all my money from my account!!!

Shannon Davis White

4 years ago

My father recently passed away and had accounts with this establishment. The way Kim Leger spoke to me was horrid. She refused to transfer me to the branch manager and essentially hung up in my face. I have never experienced such horrendous customer service and hope no one does business with this bank if this is how they treat people!

S B

5 years ago

Teller wouldn't cash my school check even though they cashed it before. She told me to go to the bank that was on the check which was Regions. Thankfully Regions allowed me to open up an account with them so no need for Gulf Coast Federal Union. Thanks for not serving me!

howard talbott

2 years ago

High interest rates on loans, low interest on CD's, savings accounts and checking accounts. Rude customer service personnel that doesn't care about satisfying their customers complaints.