Personal Loans · San Diego, California
8 credit unions in San Diego report personal loan rates to the NCUA. Rates range from 8.49% to 17.50%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
8.49%
Lowest Rate
12.58%
City Average Rate
8 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SAN DIEGO FIREFIGHTERS ★ 3.3 · 9 reviews | 8.49% | 12.90% |
| 2 | CABRILLO ★ 4.8 · 167 reviews | 10.14% | 10.54% |
| 3 | BLUPEAK ★ 3.7 · 46 reviews | 10.49% | 9.90% |
| 4 | MISSION ★ 3.8 · 43 reviews | 10.74% | 17.99% |
| 5 | MYPOINT ★ 3.8 · 42 reviews | 13.75% | 14.00% |
| 6 | WHEELHOUSE ★ 3.3 · 40 reviews | 13.99% | 18.99% |
| 7 | SAN DIEGO COUNTY ★ 3.3 · 26 reviews | 15.50% | 14.24% |
| 8 | CALIFORNIA COAST ★ 3.4 · 30 reviews | 17.50% | 10.99% |
If you have high-rate credit card balances, a personal loan from a San Diego credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.