CABRILLO is an NCUA-insured credit union located in San Diego, CA. New auto loan rates from 5.98% APR. Google rating: 4.8 out of 5 from 167 reviews.

Cabrillo

3710 Ruffin RD, San Diego, CA 92123

NCUA Insured4.8 (167 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around San Diego, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3710 Ruffin RD

San Diego, CA 92123

Google Maps 🗺Waze

(858) 547-7400

Service Area

This credit union is located in San Diego and serves members in the CA area. Currently serving 29,062 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

5.98%

Used Auto Loan

6.00%

Personal Loan

10.14%

Credit Card APR

10.54%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q1 2026).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Chula Vista City Employees— Used Auto Loan

Chula Vista, CA

1.99%

Keypoint— Personal Loan

San Jose, CA

2.99%

Northern Redwood— Credit Card APR

Arcata, CA

4.21%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Compare Rates in San Diego

See how CABRILLO stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in San Diego →Best Personal Loan Rates in San Diego →Best Credit Card Rates in San Diego →All Credit Unions in San Diego →

Member Reviews

4.8

167 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Alan Jorgensen

3 months ago

As Administer of my brother's estate, there were numerous issues that arose for probate, tax preparation, and financial issues. Joanna , Alicia & Amy have been extremely knowlgeable & professional in all my requests during my 3 visits. I appreciate their handling of this sensitive affair and hope they are appreciated as representatives of the Cabrillo Credit Union.

Ashley Silva

6 months ago

Joana is an amazing with her customer support. You can tell she has experience and loves what she does. She goes out of her way to give the best possible care. Every time I go to the branch I know that she will be able to help with even the tedious of things. Joana is outstanding and we need more people like her and working with customers!

Rita Gibson

9 months ago

This branch is the most efficient, friendly and knowledgeable of any credit unions I’ve dealt with before. It’s a real rarity that you have to wait for service. They always acknowledge you when you enter and are eager to help. I would recommend Cabrillo Credit Union without hesitation.

Michael Carpenter

7 months ago

Joana and Amy were unbelievably friendly and helpful. They provided me excellent service and guidance, saving me hours of running around. I couldn’t more highly recommend this branch.

Kelly Merino

9 months ago

My husband and I walked into this branch needing a specific loan. Alicia was a great help and stayed in contact with us the way through till we got the loan. She also gave some advice to make the transaction smoother. Would definitely recommend going to this branch. Their team is very knowledgeable with all the products of the credit union.