Personal Loans · Waterbury, Connecticut
5 credit unions in Waterbury report personal loan rates to the NCUA. Rates range from 8.24% to 12.50%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
8.24%
Lowest Rate
11.16%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | WATERBURY CONNECTICUT TEACHERS ★ 3.8 · 23 reviews | 8.24% | 8.49% |
| 2 | FD COMMUNITY ★ 3.8 · 45 reviews | 11.00% | 8.95% |
| 3 | SKYLINE FINANCIAL ★ 4.4 · 85 reviews | 11.70% | 9.90% |
| 4 | WATERBURY POSTAL EMPLOYEES | 12.34% | — |
| 5 | GREATER WATERBURY HEALTHCARE ★ 4.0 · 4 reviews | 12.50% | — |
If you have high-rate credit card balances, a personal loan from a Waterbury credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.