Personal Loans · Connecticut
64 credit unions in Connecticut report personal loan rates to the NCUA. Rates range from 5.99% to 17.81%.
Updated Q1 2026 · NCUA Call Report data
64
CUs Reporting Rates
5.99%
Lowest Rate
10.73%
State Average Rate
41
Cities Covered
64 credit unions with reported rates, sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | EAST END BAPTIST TABERNACLE BRIDGEPORT | 5.99% | — |
| 2 | REGIONAL WATER AUTHORITY EMPLOYEES New Haven | 6.50% | — |
| 3 | ALBRIGHT Bethel | 6.99% | 7.99% |
| 4 | NEW HAVEN TEACHERS New Haven | 7.99% | — |
| 5 | CT FIREFIGHTERS HARTFORD | 7.99% | 9.90% |
| 6 | MEMBERSFIRST CT Meriden | 7.99% | 11.99% |
| 7 | CONNECTICUT LABOR DEPT Wethersfield | 8.00% | — |
| 8 | CONNEX North Haven | 8.24% | — |
| 9 | WATERBURY CONNECTICUT TEACHERS WATERBURY | 8.24% | 8.49% |
| 10 | COMMUNITY HEALTHCARE Manchester | 8.49% | 9.90% |
| 11 | KIEF PROTECTIVE MUTUAL BENEFIT ASS. Bloomfield | 8.80% | — |
| 12 | THE NEW HAVEN POLICE AND MUNICIPAL New Haven | 8.82% | — |
| 13 | ACHIEVE FINANCIAL Berlin | 8.99% | 9.83% |
| 14 | STATE POLICE CREDIT UNION INC. Meriden | 9.49% | 9.99% |
| 15 | METROPOLITAN DISTRICT EMPLOYEES HARTFORD | 9.51% | 9.99% |
| 16 | CHARTER OAK WATERFORD | 9.71% | — |
| 17 | GENERAL ELECTRIC EMPLOYEES Milford | 9.74% | 13.49% |
| 18 | MANCHESTER MUNICIPAL Manchester | 9.87% | 9.99% |
| 19 | NORTHWEST HILLS Torrington | 9.99% | 14.00% |
| 20 | MUTUAL SECURITY SHELTON | 9.99% | 18.00% |
| 21 | SIKORSKY FINANCIAL Stratford | 9.99% | — |
| 22 | LAWRENCE MEMORIAL HOSPITAL EMPLOYEE New London | 9.99% | 12.90% |
| 23 | UNITED BUSINESS & INDUSTRY Plainville | 9.99% | 18.00% |
| 24 | RIVERBANK Windsor Locks | 9.99% | — |
| 25 | FIRST BAPTIST CHURCH (STRATFORD) Stratford | 10.00% | — |
| 26 | TRUMBULL Trumbull | 10.00% | — |
| 27 | BRIDGEPORT POST OFFICE Bridgeport | 10.00% | 13.00% |
| 28 | FRANKLIN TRUST Hartford | 10.45% | 12.43% |
| 29 | 360 Windsor Locks | 10.53% | 13.70% |
| 30 | TOBACCO VALLEY TEACHERS Enfield | 10.62% | 10.94% |
| 31 | COMMUNITY CU OF NEW MILFORD, INC. NEW MILFORD | 10.63% | — |
| 32 | AMERICAN EAGLE FINANCIAL EAST HARTFORD | 10.66% | 15.40% |
| 33 | ENFIELD COMMUNITY ENFIELD | 10.75% | 11.90% |
| 34 | COREPLUS Norwich | 10.75% | — |
| 35 | CONNECTICUT POSTAL New Britain | 10.90% | — |
| 36 | NEW HAVEN FIREFIGHTERS New Haven | 10.95% | — |
| 37 | FD COMMUNITY Waterbury | 11.00% | 8.95% |
| 38 | FINEX East Hartford | 11.25% | — |
| 39 | STAMFORD HEALTHCARE Stamford | 11.36% | — |
| 40 | UNITY FINANCIAL New Haven | 11.48% | 27.25% |
| 41 | DUTCH POINT Wethersfield | 11.49% | 13.75% |
| 42 | HARTFORD Hartford | 11.50% | 15.40% |
| 43 | MEMBERS Stamford | 11.50% | 14.99% |
| 44 | AMERICA'S FIRST NETWORK East Hartford | 11.51% | 11.92% |
| 45 | SKYLINE FINANCIAL Waterbury | 11.70% | 9.90% |
| 46 | POLICE CREDIT UNION OF CONNECTICUT Hartford | 11.96% | 9.97% |
| 47 | ELLAFI Middletown | 11.99% | 14.95% |
| 48 | ST. VINCENT'S MEDICAL CENTER BRIDGEPORT | 11.99% | — |
| 49 | SOUND Norwalk | 12.00% | 12.98% |
| 50 | NORWALK HOSPITAL NORWALK | 12.07% | — |
| 51 | WATERBURY POSTAL EMPLOYEES WATERBURY | 12.34% | — |
| 52 | GREENWICH MUNICIPAL EMPLOYEES Greenwich | 12.40% | — |
| 53 | GREATER WATERBURY HEALTHCARE WATERBURY | 12.50% | — |
| 54 | NUTMEG STATE FINANCIAL Rocky Hill | 12.50% | — |
| 55 | GHA Greenwich | 12.66% | 10.42% |
| 56 | BRIDGEPORT POLICE Bridgeport | 12.75% | 10.99% |
| 57 | CONNECTICUT STATE EMPLOYEES HARTFORD | 12.90% | 12.40% |
| 58 | PITNEY BOWES EMPLOYEES Shelton | 13.00% | 12.96% |
| 59 | TORRINGTON MUNICIPAL AND TEACHERS TORRINGTON | 13.00% | 11.90% |
| 60 | CORNERSTONE FAIRFIELD | 13.00% | — |
| 61 | ASA BLOOMFIELD | 13.50% | 15.00% |
| 62 | SCIENCE PARK NEW HAVEN | 13.50% | — |
| 63 | NEW HAVEN COUNTY North Haven | 14.28% | — |
| 64 | MERIDEN POSTAL EMPLOYEES Meriden | 17.81% | — |
Personal loans from credit unions are commonly used for debt consolidation, home improvements, medical bills, or major purchases. Unlike auto loans, they're unsecured — no collateral required — which is why rates are slightly higher than car loans.
Yes. If you have credit card balances at 20–25% APR, replacing them with a credit union personal loan at a lower rate can save hundreds or thousands in interest. The key is to not run up the cards again after paying them off.
These rates come from NCUA Call Report (5300) filings — quarterly financial reports that all federally insured credit unions must submit. They reflect each CU's weighted-average rate on outstanding unsecured personal loans, not a minimum advertised rate.
A $10,000 balance at 24% APR paying $250/month costs ~$2,800 in interest. At 12% APR, the same payment saves over $1,500. Run the numbers before committing.
Many credit unions offer loans secured by your own savings at very low rates — useful for building or rebuilding credit history. Ask specifically if you're in credit-building mode.
See all credit unions by city, filter by rates, and check Google ratings.