Personal Loans · Boise, Idaho
3 credit unions in Boise report personal loan rates to the NCUA. Rates range from 7.00% to 11.35%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
7.00%
Lowest Rate
9.75%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | BOISE FIRE DEPARTMENT ★ 5.0 · 7 reviews | 7.00% | — |
| 2 | IDAHO UNITED ★ 4.0 · 3 reviews | 10.90% | 10.95% |
| 3 | TRUGROCER ★ 4.4 · 49 reviews | 11.35% | 16.99% |
If you have high-rate credit card balances, a personal loan from a Boise credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.