IDAHO UNITED is an NCUA-insured credit union located in Boise, ID. New auto loan rates from 5.93% APR. Google rating: 4.0 out of 5 from 3 reviews.

Idaho United

PO Box 2268, Boise, ID 83701

NCUA Insured4.0 (3 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1978

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Boise, ID may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1978

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 2268

Boise, ID 83701

Google Maps 🗺Waze

(208) 388-2138

Service Area

This credit union is located in Boise and serves members in the ID area. Currently serving 5,856 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

5.93%

Used Auto Loan

7.82%

Personal Loan

10.90%

Credit Card APR

10.95%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ID

Lowest rates currently reported by credit unions in ID (NCUA Q1 2026).

Boise Fire Department— New Auto Loan

Boise, ID

3.00%

Clarity— Used Auto Loan

Nampa, ID

4.74%

Boise Fire Department— Personal Loan

Boise, ID

7.00%

Latah— Credit Card APR

Moscow, ID

8.44%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Compare Rates in Boise

See how IDAHO UNITED stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Boise →Best Personal Loan Rates in Boise →Best Credit Card Rates in Boise →All Credit Unions in Boise →

Member Reviews

4.0

3 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Steve Wieland

a year ago

I had a great experience with these folks. They were the only ones willing to finance my purchase of an upfitted camper van, and they made the application and closing process super easy and informal. Rate is better than I could find anywhere else too.

Jesse T

9 years ago

Marian in finance helped me set up an auto loan, and also helped me deal with totaling a vehicle and dealing with the finances after I wrecked my truck. She was extremely caring and eliminated most of the stress related to situations like this. Thanks Marian!