Personal Loans · Chicago, Illinois
31 credit unions in Chicago report personal loan rates to the NCUA. Rates range from 2.00% to 19.00%.
Updated Q1 2026 · NCUA Call Report data
31
CUs Reporting Rates
2.00%
Lowest Rate
12.42%
City Average Rate
31 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ISRAEL METHCOMM | 2.00% | — |
| 2 | SHILOH ENGLEWOOD | 5.00% | — |
| 3 | ELCA ★ 4.0 · 4 reviews | 7.99% | 14.99% |
| 4 | PARK MANOR CHRISTIAN CHURCH ★ 4.5 · 23 reviews | 7.99% | — |
| 5 | CHICAGO FIREFIGHTER'S ★ 5.0 · 18 reviews | 8.00% | 9.11% |
| 6 | CHICAGO FIREMANS ASSOC ★ 4.4 · 16 reviews | 9.25% | — |
| 7 | ST. MARK ★ 1.0 · 1 reviews | 9.50% | — |
| 8 | TRINITY U.C.C. | 10.00% | — |
| 9 | MWRD EMPLOYEES ★ 4.0 · 4 reviews | 10.00% | 8.90% |
| 10 | SOUTH SIDE COMMUNITY ★ 4.7 · 40 reviews | 10.50% | — |
| 11 | MAROON FINANCIAL ★ 4.1 · 62 reviews | 11.25% | 11.91% |
| 12 | CHICAGO'S BRAVEST ★ 5.0 · 7 reviews | 11.28% | — |
| 13 | SELFRELIANCE ★ 4.2 · 168 reviews | 11.50% | 9.90% |
| 14 | ALLIANT ★ 4.2 · 1,693 reviews | 11.74% | 15.74% |
| 15 | FELLOWSHIP BAPTIST CHURCH ★ 4.8 · 406 reviews | 11.98% | 14.88% |
| 16 | FIRST NORTHERN ★ 4.6 · 47 reviews | 11.99% | 16.25% |
| 17 | ST. HELENA PARISH ★ 5.0 · 1 reviews | 12.00% | — |
| 18 | CTA-74TH STREET DEPOT ★ 4.4 · 10 reviews | 12.34% | — |
| 19 | COLLEGE AND UNIVERSITY | 12.95% | — |
| 20 | CHICAGO AREA OFFICE ★ 5.0 · 4 reviews | 13.05% | 12.40% |
| 21 | C T A F C ★ 5.0 · 1 reviews | 14.00% | — |
| 22 | ST. GREGORY PARISH ★ 5.0 · 1 reviews | 15.00% | — |
| 23 | PLANITES ★ 2.7 · 13 reviews | 15.24% | 11.98% |
| 24 | PILGRIM BAPTIST ★ 4.8 · 10 reviews | 15.50% | — |
| 25 | CHICAGO POST OFFICE EMPLOYEES ★ 3.1 · 29 reviews | 16.99% | 12.90% |
| 26 | BEREAN ★ 4.9 · 293 reviews | 17.00% | — |
| 27 | UNIFIED HOMEOWNERS OF ILLINOIS | 18.00% | — |
| 28 | 77TH STREET DEPOT ★ 4.4 · 27 reviews | 18.00% | — |
| 29 | NATIONAL POLICE ★ 4.6 · 541 reviews | 18.00% | 13.40% |
| 30 | CHICAGO AVENUE GARAGE ★ 5.0 · 3 reviews | 18.00% | — |
| 31 | VICINITY ★ 2.9 · 78 reviews | 19.00% | 12.27% |
If you have high-rate credit card balances, a personal loan from a Chicago credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.