Personal Loans · Merrillville, Indiana
5 credit unions in Merrillville report personal loan rates to the NCUA. Rates range from 9.50% to 12.20%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
9.50%
Lowest Rate
10.98%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | NORTHERN INDIANA ★ 4.2 · 51 reviews | 9.50% | — |
| 2 | MEMBERS SOURCE ★ 4.8 · 147 reviews | 10.44% | 14.45% |
| 3 | PROFINANCE ★ 4.1 · 13 reviews | 10.75% | 13.50% |
| 4 | U S #1364 ★ 4.4 · 126 reviews | 12.00% | — |
| 5 | LOCAL 697 ★ 3.7 · 3 reviews | 12.20% | — |
If you have high-rate credit card balances, a personal loan from a Merrillville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.