MEMBERS SOURCE is an NCUA-insured credit union located in Merrillville, IN. New auto loan rates from 5.63% APR. Google rating: 4.8 out of 5 from 147 reviews.

Members Source

8580 Virginia St, Merrillville, IN 46410

NCUA Insured4.8 (147 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Merrillville, IN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1935

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

8580 Virginia St

Merrillville, IN 46410

Google Maps 🗺Waze

(219) 756-4141

Service Area

This credit union is located in Merrillville and serves members in the IN area. Currently serving 6,006 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

5.63%

Used Auto Loan

5.81%

Personal Loan

10.44%

Credit Card APR

14.45%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q1 2026).

Everwise— New Auto Loan

South Bend, IN

2.39%

Family Horizons— Used Auto Loan

Indianapolis, IN

3.40%

Hobart Ind School Employees— Personal Loan

Hobart, IN

4.00%

Power One— Credit Card APR

Fort Wayne, IN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Compare Rates in Merrillville

See how MEMBERS SOURCE stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Merrillville →Best Personal Loan Rates in Merrillville →Best Credit Card Rates in Merrillville →All Credit Unions in Merrillville →

Member Reviews

4.8

147 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Julia Martinez

6 months ago

I've been a customer for years. Anytime I visit I'm greated by helpful staff. They have helped me through loans and regular account transactions. They have great community events and a great kids account. My daughter is a teen now but always loved going in to make her savings deposit and get a gift from the treasure box.

Sergio Mosqueda

6 months ago

Great staff, everyone is so helpful!!! Shonna is the BEST!! My kids love it there.... they get excited when I have to make a run to the bank!! Haha they enjoy the coloring sheets as well as the 🍿 on Fridays!!

EMarie Hart

6 months ago

I have a been a member of Members Source Credit for a few years. I started my account with them when they were located in the old St Margaret Hospital in Hammond. Every branch that I visited has been a good experience. I even got my husband to open an account with them. Cindy is always so pleasant and helpful.

Nicole Dunham

5 months ago

I've been a member for years and have always received great service from everyone there. Shonna in Highland is very friendly and helpful.

Nicole Hernandez

6 months ago

Great Service and kid friendly event for the whole family! Been with Member source for many years. Would recommend to anyone to open an account with them.