Personal Loans · Baton Rouge, Louisiana
17 credit unions in Baton Rouge report personal loan rates to the NCUA. Rates range from 8.00% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
17
CUs Reporting Rates
8.00%
Lowest Rate
12.65%
City Average Rate
17 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | EFCU FINANCIAL ★ 4.5 · 106 reviews | 8.00% | 11.00% |
| 2 | FORMATION ★ 4.6 · 105 reviews | 10.45% | 8.20% |
| 3 | BAYOU ★ 2.7 · 7 reviews | 10.61% | 12.25% |
| 4 | BATON ROUGE FIRE DEPARTMENT | 10.65% | — |
| 5 | NEIGHBORS ★ 4.1 · 147 reviews | 10.99% | 10.99% |
| 6 | LA CAPITOL ★ 3.5 · 42 reviews | 11.68% | 11.86% |
| 7 | EAGLE LOUISIANA ★ 3.3 · 23 reviews | 11.95% | 9.25% |
| 8 | BATON ROUGE CITY PARISH EMP ★ 3.4 · 29 reviews | 12.12% | 9.90% |
| 9 | BRECO ★ 4.0 · 30 reviews | 12.24% | 9.90% |
| 10 | LES ★ 4.3 · 12 reviews | 12.72% | 11.14% |
| 11 | BATON ROUGE TELCO ★ 4.9 · 654 reviews | 12.98% | 8.21% |
| 12 | EAST BATON ROUGE TEACHERS ★ 4.4 · 12 reviews | 13.00% | — |
| 13 | ESSENTIAL ★ 3.8 · 66 reviews | 13.90% | — |
| 14 | PELICAN ★ 4.4 · 220 reviews | 14.13% | 13.47% |
| 15 | SOUTHERN TEACHERS & PARENTS ★ 4.8 · 53 reviews | 14.99% | 12.50% |
| 16 | DEPARTMENT OF CORRECTIONS ★ 4.5 · 20 reviews | 16.64% | 8.90% |
| 17 | CAMPUS ★ 3.4 · 20 reviews | 18.00% | 16.25% |
If you have high-rate credit card balances, a personal loan from a Baton Rouge credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.