Personal Loans · Boston, Massachusetts
8 credit unions in Boston report personal loan rates to the NCUA. Rates range from 4.75% to 16.99%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
4.75%
Lowest Rate
11.07%
City Average Rate
8 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | NEW ENGLAND LEE ★ 4.0 · 23 reviews | 4.75% | — |
| 2 | ALPHA ★ 4.3 · 6 reviews | 8.03% | — |
| 3 | BOSTON CUSTOMS | 9.00% | — |
| 4 | SYMPHONY | 11.93% | — |
| 5 | M.O.S.E.S. | 12.00% | — |
| 6 | 600 ATLANTIC ★ 4.8 · 5 reviews | 12.65% | 11.90% |
| 7 | FIRST PRIORITY ★ 2.7 · 22 reviews | 13.24% | — |
| 8 | TREMONT ★ 4.6 · 260 reviews | 16.99% | — |
If you have high-rate credit card balances, a personal loan from a Boston credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.