Personal Loans · Chelsea, Massachusetts
2 credit unions in Chelsea report personal loan rates to the NCUA. Rates range from 11.90% to 12.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.90%
Lowest Rate
12.40%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CHELSEA EMPLOYEES ★ 5.0 · 1 reviews | 11.90% | — |
| 2 | METRO ★ 2.9 · 179 reviews | 12.90% | 14.74% |
If you have high-rate credit card balances, a personal loan from a Chelsea credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.