Personal Loans · Gardner, Massachusetts
1 credit union in Gardner report personal loan rates to the NCUA. Lowest rate: 17.94%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
17.94%
Lowest Rate
17.94%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | GFA ★ 4.2 · 193 reviews | 17.94% | 1.99% |
If you have high-rate credit card balances, a personal loan from a Gardner credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.