Personal Loans · Lynn, Massachusetts
7 credit unions in Lynn report personal loan rates to the NCUA. Rates range from 10.50% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
7
CUs Reporting Rates
10.50%
Lowest Rate
12.20%
City Average Rate
7 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | RIVER WORKS ★ 3.4 · 28 reviews | 10.50% | — |
| 2 | LYNN POLICE ★ 4.5 · 66 reviews | 10.90% | — |
| 3 | LYNN FIREMENS ★ 5.0 · 1 reviews | 11.01% | 9.90% |
| 4 | BROTHERHOOD ★ 4.4 · 18 reviews | 12.00% | — |
| 5 | LYNN TEACHERS | 12.00% | — |
| 6 | ST. JEAN'S ★ 3.1 · 35 reviews | 13.99% | — |
| 7 | MASSACHUSETTS FAMILY ★ 5.0 · 3 reviews | 15.00% | — |
If you have high-rate credit card balances, a personal loan from a Lynn credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.