Personal Loans · Methuen, Massachusetts
2 credit unions in Methuen report personal loan rates to the NCUA. Rates range from 11.75% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.75%
Lowest Rate
13.88%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | METHUEN ★ 4.9 · 8 reviews | 11.75% | 8.50% |
| 2 | NESC ★ 4.6 · 47 reviews | 16.00% | 12.50% |
If you have high-rate credit card balances, a personal loan from a Methuen credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.