Personal Loans · South Boston, Massachusetts

Best Credit Union Personal Loan Rates in South Boston, Massachusetts

3 credit unions in South Boston report personal loan rates to the NCUA. Rates range from 10.20% to 12.40%.

Updated Q1 2026 · NCUA Call Report data

3

CUs Reporting Rates

10.20%

Lowest Rate

11.48%

City Average Rate

Personal Loan Rates — South Boston, Massachusetts

3 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1TAUPA LITHUANIAN

★ 5.0 · 6 reviews

10.20%9.99%
2CITY OF BOSTON

★ 4.6 · 21 reviews

11.85%15.18%
3MASS BAY

★ 2.8 · 46 reviews

12.40%—
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in South Boston

If you have high-rate credit card balances, a personal loan from a South Boston credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in South Boston

See member reviews, branch locations, and full rate details.