Personal Loans · Detroit, Michigan
4 credit unions in Detroit report personal loan rates to the NCUA. Rates range from 5.50% to 14.44%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
5.50%
Lowest Rate
10.63%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | INTERNATIONAL UAW ★ 4.2 · 6 reviews | 5.50% | 11.25% |
| 2 | ELECTRICAL WORKERS LOCAL 58 ★ 4.7 · 106 reviews | 8.99% | 10.99% |
| 3 | ONE DETROIT ★ 3.1 · 101 reviews | 13.57% | 17.15% |
| 4 | DIVERSIFIED MEMBERS ★ 4.1 · 293 reviews | 14.44% | 11.71% |
If you have high-rate credit card balances, a personal loan from a Detroit credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.