Credit Cards · Detroit, Michigan
4 credit unions in Detroit report credit card APRs to the NCUA. Rates range from 10.99% to 17.15%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
10.99%
Lowest Card APR
12.78%
City Average APR
4 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | ELECTRICAL WORKERS LOCAL 58 ★ 4.7 · 106 reviews | 10.99% | 8.99% |
| 2 | INTERNATIONAL UAW ★ 4.2 · 6 reviews | 11.25% | 5.50% |
| 3 | DIVERSIFIED MEMBERS ★ 4.1 · 293 reviews | 11.71% | 14.44% |
| 4 | ONE DETROIT ★ 3.1 · 101 reviews | 17.15% | 13.57% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Detroit could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Detroit credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.