Personal Loans · Bloomfield, New Jersey
4 credit unions in Bloomfield report personal loan rates to the NCUA. Rates range from 10.49% to 15.20%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
10.49%
Lowest Rate
13.40%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | XCEL ★ 2.8 · 13 reviews | 10.49% | 13.49% |
| 2 | BLOOMFIELD FIRE AND POLICE ★ 5.0 · 2 reviews | 12.90% | — |
| 3 | ESSEX COUNTY TEACHERS ★ 4.2 · 180 reviews | 14.99% | — |
| 4 | EAST ORANGE FIREMENS ★ 5.0 · 2 reviews | 15.20% | — |
If you have high-rate credit card balances, a personal loan from a Bloomfield credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.