Personal Loans · Elizabeth, New Jersey
5 credit unions in Elizabeth report personal loan rates to the NCUA. Rates range from 11.57% to 13.00%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
11.57%
Lowest Rate
12.20%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | UNION COUNTY EMPLOYEES | 11.57% | — |
| 2 | ELIZABETH POLICE DEPARTMENT E ★ 3.0 · 2 reviews | 12.00% | — |
| 3 | WAKEFERN ★ 1.7 · 96 reviews | 12.03% | — |
| 4 | SEAPORT ★ 4.6 · 53 reviews | 12.40% | 12.00% |
| 5 | ELIZABETH (N.J.) FIREMEN'S ★ 4.4 · 7 reviews | 13.00% | — |
If you have high-rate credit card balances, a personal loan from a Elizabeth credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.