Personal Loans · Newark, New Jersey
8 credit unions in Newark report personal loan rates to the NCUA. Rates range from 10.60% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
10.60%
Lowest Rate
12.94%
City Average Rate
8 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | I.L.A. LOCAL 1235 ★ 5.0 · 1 reviews | 10.60% | — |
| 2 | ISRAEL MEMORIAL A M E ★ 5.0 · 1 reviews | 10.67% | — |
| 3 | LOCAL 1233 ★ 5.0 · 2 reviews | 12.00% | — |
| 4 | NEWARK POST OFFICE EMPLOYEES ★ 4.4 · 14 reviews | 12.72% | — |
| 5 | PUBLIC SERVICE PLAZA ★ 4.3 · 4 reviews | 13.00% | — |
| 6 | NEWARK POLICE | 13.00% | — |
| 7 | NEW COMMUNITY ★ 4.8 · 6 reviews | 13.50% | — |
| 8 | FEDERAL EMPLOYEES NEWARK ★ 4.4 · 14 reviews | 18.00% | 11.50% |
If you have high-rate credit card balances, a personal loan from a Newark credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.