Personal Loans · Parsippany, New Jersey
3 credit unions in Parsippany report personal loan rates to the NCUA. Rates range from 9.50% to 11.18%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.50%
Lowest Rate
10.56%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | GAF LINDEN EMPLOYEES ★ 3.2 · 49 reviews | 9.50% | — |
| 2 | GARDEN SAVINGS ★ 4.5 · 479 reviews | 10.99% | 8.00% |
| 3 | UNION BUILDING TRADES ★ 3.1 · 15 reviews | 11.18% | 7.95% |
If you have high-rate credit card balances, a personal loan from a Parsippany credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.