Personal Loans · Roselle, New Jersey
2 credit unions in Roselle report personal loan rates to the NCUA. Rates range from 10.75% to 12.50%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.75%
Lowest Rate
11.63%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | COMMUNITY FINANCIAL SERVICES ★ 3.6 · 23 reviews | 10.75% | 18.00% |
| 2 | HEARD A.M.E. ★ 4.9 · 13 reviews | 12.50% | — |
If you have high-rate credit card balances, a personal loan from a Roselle credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.