Personal Loans · Trenton, New Jersey
3 credit unions in Trenton report personal loan rates to the NCUA. Rates range from 8.00% to 16.50%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
8.00%
Lowest Rate
12.26%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | TRENTON NJ FIREMEN ★ 5.0 · 2 reviews | 8.00% | — |
| 2 | NEW JERSEY LAW AND PUBLIC SAFETY ★ 4.0 · 18 reviews | 12.29% | 13.00% |
| 3 | TRENTON TEACHERS ★ 3.9 · 7 reviews | 16.50% | — |
If you have high-rate credit card balances, a personal loan from a Trenton credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.