Personal Loans · Woodbridge, New Jersey
2 credit unions in Woodbridge report personal loan rates to the NCUA. Rates range from 9.00% to 10.81%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.00%
Lowest Rate
9.91%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CENTRAL JERSEY ★ 3.2 · 46 reviews | 9.00% | 9.90% |
| 2 | NEW JERSEY STATE PBA ★ 5.0 · 11 reviews | 10.81% | — |
If you have high-rate credit card balances, a personal loan from a Woodbridge credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.