Personal Loans · Elmira, New York
2 credit unions in Elmira report personal loan rates to the NCUA. Rates range from 8.98% to 10.03%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
8.98%
Lowest Rate
9.51%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | FINGER LAKES HEALTH CARE ★ 4.0 · 8 reviews | 8.98% | 9.90% |
| 2 | SOLUTIONS ★ 3.9 · 18 reviews | 10.03% | 12.99% |
If you have high-rate credit card balances, a personal loan from a Elmira credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.