Personal Loans · Hauppauge, New York

Best Credit Union Personal Loan Rates in Hauppauge, New York

3 credit unions in Hauppauge report personal loan rates to the NCUA. Rates range from 9.75% to 11.50%.

Updated Q1 2026 · NCUA Call Report data

3

CUs Reporting Rates

9.75%

Lowest Rate

10.41%

City Average Rate

Personal Loan Rates — Hauppauge, New York

3 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1PEOPLE'S ALLIANCE

★ 3.1 · 63 reviews

9.75%10.90%
2LONG ISLAND ALLIANCE

★ 4.2 · 5 reviews

9.99%—
3ISLAND

★ 4.5 · 107 reviews

11.50%11.95%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Hauppauge

If you have high-rate credit card balances, a personal loan from a Hauppauge credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Hauppauge

See member reviews, branch locations, and full rate details.