Personal Loans · Ithaca, New York
3 credit unions in Ithaca report personal loan rates to the NCUA. Rates range from 9.50% to 13.60%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.50%
Lowest Rate
11.12%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | BEGINNINGS ★ 2.4 · 60 reviews | 9.50% | 13.49% |
| 2 | ALTERNATIVES ★ 3.0 · 76 reviews | 10.25% | 13.24% |
| 3 | TOMPKINS EMPLOYEES ★ 5.0 · 5 reviews | 13.60% | — |
If you have high-rate credit card balances, a personal loan from a Ithaca credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.