Personal Loans · Jamestown, New York
2 credit unions in Jamestown report personal loan rates to the NCUA. Rates range from 7.74% to 9.61%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
7.74%
Lowest Rate
8.68%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | AFFINITY ONE ★ 3.5 · 19 reviews | 7.74% | 9.99% |
| 2 | JAMESTOWN AREA COMMUNITY ★ 3.8 · 11 reviews | 9.61% | — |
If you have high-rate credit card balances, a personal loan from a Jamestown credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.