Personal Loans · Kingston, New York
2 credit unions in Kingston report personal loan rates to the NCUA. Rates range from 11.76% to 15.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.76%
Lowest Rate
13.83%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MID-HUDSON VALLEY ★ 4.3 · 158 reviews | 11.76% | 16.13% |
| 2 | ULSTER ★ 4.8 · 13 reviews | 15.90% | 11.95% |
If you have high-rate credit card balances, a personal loan from a Kingston credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.