Personal Loans · Massena, New York
2 credit unions in Massena report personal loan rates to the NCUA. Rates range from 9.88% to 13.45%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.88%
Lowest Rate
11.67%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SEA COMM ★ 3.8 · 38 reviews | 9.88% | 8.99% |
| 2 | TWIN RIVERS ★ 4.1 · 13 reviews | 13.45% | 8.88% |
If you have high-rate credit card balances, a personal loan from a Massena credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.