Personal Loans · Mount Vernon, New York
2 credit unions in Mount Vernon report personal loan rates to the NCUA. Rates range from 12.10% to 12.50%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.10%
Lowest Rate
12.30%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MOUNT VERNON NY POSTAL EMPLOYEES | 12.10% | — |
| 2 | GREATER CENTENNIAL | 12.50% | — |
If you have high-rate credit card balances, a personal loan from a Mount Vernon credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.