Personal Loans · Orchard Park, New York
2 credit unions in Orchard Park report personal loan rates to the NCUA. Rates range from 8.85% to 8.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
8.85%
Lowest Rate
8.88%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | LOCAL 41 I.B.E.W. ★ 5.0 · 5 reviews | 8.85% | 10.90% |
| 2 | GREAT ERIE ★ 4.6 · 64 reviews | 8.90% | 11.90% |
If you have high-rate credit card balances, a personal loan from a Orchard Park credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.