Personal Loans · Rome, New York
3 credit unions in Rome report personal loan rates to the NCUA. Rates range from 7.80% to 10.38%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
7.80%
Lowest Rate
8.89%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | RT ★ 4.3 · 8 reviews | 7.80% | 9.90% |
| 2 | AMERICU ★ 3.7 · 72 reviews | 8.50% | 11.10% |
| 3 | ROME ★ 4.4 · 11 reviews | 10.38% | — |
If you have high-rate credit card balances, a personal loan from a Rome credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.