Personal Loans · Chillicothe, Ohio
2 credit unions in Chillicothe report personal loan rates to the NCUA. Rates range from 11.35% to 14.27%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.35%
Lowest Rate
12.81%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CHIVAHO ★ 3.2 · 42 reviews | 11.35% | 9.90% |
| 2 | HOMELAND ★ 4.3 · 35 reviews | 14.27% | 10.55% |
If you have high-rate credit card balances, a personal loan from a Chillicothe credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.