Personal Loans · Columbus, Ohio
5 credit unions in Columbus report personal loan rates to the NCUA. Rates range from 9.99% to 12.25%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
9.99%
Lowest Rate
11.07%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | EDUCATION FIRST CREDIT UNION, INC. ★ 4.1 · 96 reviews | 9.99% | 15.49% |
| 2 | STATE HIGHWAY PATROL ★ 4.7 · 15 reviews | 10.44% | 8.99% |
| 3 | PATHWAYS FINANCIAL ★ 4.8 · 701 reviews | 10.95% | 12.99% |
| 4 | TELHIO ★ 4.5 · 174 reviews | 11.72% | — |
| 5 | CME ★ 4.5 · 262 reviews | 12.25% | 10.70% |
If you have high-rate credit card balances, a personal loan from a Columbus credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.