Personal Loans · Heath, Ohio
2 credit unions in Heath report personal loan rates to the NCUA. Rates range from 12.54% to 13.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.54%
Lowest Rate
13.22%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | HOPEWELL ★ 3.9 · 40 reviews | 12.54% | 10.96% |
| 2 | HARVEST ★ 3.8 · 17 reviews | 13.90% | 8.90% |
If you have high-rate credit card balances, a personal loan from a Heath credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.