Personal Loans · Independence, Ohio
2 credit unions in Independence report personal loan rates to the NCUA. Rates range from 6.30% to 8.75%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
6.30%
Lowest Rate
7.53%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | OHIO TEAMSTERS ★ 4.3 · 24 reviews | 6.30% | — |
| 2 | CENTURY ★ 4.2 · 37 reviews | 8.75% | 10.75% |
If you have high-rate credit card balances, a personal loan from a Independence credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.