Personal Loans · Lima, Ohio
2 credit unions in Lima report personal loan rates to the NCUA. Rates range from 13.42% to 15.50%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
13.42%
Lowest Rate
14.46%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | NICKEL STEEL ★ 4.2 · 10 reviews | 13.42% | — |
| 2 | SUPERIOR CREDIT UNION, INC ★ 4.9 · 398 reviews | 15.50% | 13.00% |
If you have high-rate credit card balances, a personal loan from a Lima credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.